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Why use ETNPro?

Simplified community saving

Organize your tontines with trusted people, fully independently. ETNPro makes it easy to connect, but does not hold or transfer any funds — everything is managed directly between participants.

A modern approach to financial mutual aid

Create or join savings groups with trusted friends or close contacts. No banks, no intermediaries, complete transparency.

Solidarity-based savings open to all

Give meaning to your savings by financing the projects of your loved ones, whatever your income. Get started now and become a Tontineur!

THE MAIN FUNCTIONS

Notifications

Stay informed in real time about updates within your group.

Zero financial intermediation

ETNPro never gets involved in your money exchanges. You manage everything directly with your trusted circle.

Planning

Keep track of all your mutual aid circle’s deadlines — no surprises.

Simplified tracking

Keep an eye on the progress of your peer-to-peer savings group.

Flexible participation options

Adjust the frequency or contribution amounts to fit your needs.

A new way to save

Join a community-driven, modern approach with no banking intermediaries.

FAQ

ETNPro is a digital platform that allows trusted members to organize and manage their private savings circles (tontines). It provides a simple, secure, and autonomous framework for planning and tracking contributions.

No. ETNPro does not manage, store, or transfer any funds between users. All transactions happen independently and privately between participants.

No. ETNPro is not a bank, a financial intermediary, or an investment platform. It only connects trusted users and helps them self-organize without any financial intermediation.

No. You will never be asked to provide bank account numbers, IBANs, or card information. ETNPro does not collect or store any banking data.

Yes. All your data is processed in full compliance with the GDPR. Information is encrypted, stored in secure data centers, and never sold. You have the right to access, correct, delete, or export your data at any time.

No. Only technical cookies strictly necessary for navigation are used. No advertising or tracking cookies are active without your explicit consent.

Yes. You can delete your account at any time through your user dashboard or by contacting us. Your data will be permanently erased after 12 months of inactivity, unless a legal obligation requires otherwise.

Yes. Signing up is completely free. Optional features may be offered later via paid plans, but participation in basic tontine groups remains entirely free.

Any adult (18+) with a valid email and mobile number can join ETNPro and either create or join a private trusted circle.

History

what is a tontine

A tontine is a group of people who agree to contribute to a collective fund in turns, according to rules they set together. ETNPro digitizes this concept by providing you with a secure space to organize — without ever handling your money.

ETNPro. The power of community in your hands. Download the app and create or join a trusted group. Simple, straightforward, with no hidden fees and no financial intermediaries.

Join community

ETNPro. The power of community in your hands. Download the app and create or join a trusted group. Simple, straightforward, with no hidden fees and no financial intermediaries.

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